Cost Of Living Index By State 2019

The cost of living index by state is a way of understanding where your money will go. As a price index, the cost of living index is a theorized measurement of how much it costs to live in a certain place over a given period of time. The purpose of a cost of living index is to help give you an idea about where you can expect to spend more money, such as rent or groceries every month, and where you might not be able to afford outside of the necessities.

Other categories that the cost of living index covers in many reports are transportation costs, utilities, and health care payments, as well as a separate category for miscellaneous costs that arise here and there. Let's take a look at the cost of living indexes for all fifty states.

Fifty States Ranked from Lowest to Highest Cost of Living Index in 2018

Cost of Living Index for Each of the Fifty States in 2018

  • Mississippi 85.7
  • Oklahoma 88.1
  • Arkansas 88.4
  • Missouri 88.8
  • Michigan 89.3
  • Alabama 89.5
  • Tennessee 89.5
  • Kansas 89.7
  • Indiana 90.1
  • Wyoming 90.5
  • Georgia 91.2
  • Texas 91.3
  • Iowa 91.8
  • Kentucky 91.8
  • New Mexico 92.8
  • Ohio 92.8
  • Nebraska 93.3
  • Louisiana 93.6
  • North Carolina 94.0
  • Idaho 94.2
  • West Virginia 94.7
  • Illinois 95.7
  • Wisconsin 95.8
  • Arizona 97.7
  • Utah 98.2
  • South Carolina 98.3
  • South Dakota 98.5
  • Pennsylvania 98.6
  • North Dakota 98.7
  • Florida 98.9
  • Minnesota 101.5
  • Virginia 102.0
  • Montana 104.0
  • Colorado 105.5
  • Delaware 106.0
  • Nevada 108.3
  • New Hampshire 109.3
  • Washington 109.5
  • Maine 117.2
  • Vermont 118.7
  • New Jersey 122.5
  • Rhode Island 122.5
  • Connecticut 128.8
  • Alaska 130.6
  • Oregon 131.2
  • Maryland 131.3
  • Massachusetts 133.8
  • New York 135.7
  • California 138.7
  • Hawaii 190.1

The Thirty Cities with the Highest Cost of Living Index in 2018

Now that we know the average cost of living index on a statewide level, let’s take a look at the top thirty cities with the highest cost of living index in America.

New York, New York

Cost of living index: 100.00 Rent index: 100.00 Groceries index: 100.00

Honolulu, Hawaii

Cost of living index: 95.67 Rent index: 61.58 Groceries index: 106.64

Washington, District of Columbia

Cost of living index: 91.99 Rent index: 70.51 Groceries index: 98.45

San Francisco, California

Cost of living index: 91.67 Rent index: 106.05 Groceries index: 94.22

Brooklyn, New York

Cost of living index: 90.29 Rent index: 79.99 Groceries index: 87.17

Oakland, California

Cost of living index: 84.24 Rent index: 75.55 Groceries index: 84.69

Seattle, Washington

Cost of living index: 84.16 Rent index: 63.68 Groceries index: 82.69

Boston, Massachusetts

Cost of living index: 82.68 Rent index: 72.59 Groceries index: 82.76

Miami, Florida

Cost of living index: 80.45 Rent index: 55.81 Groceries index: 79.43

Philadelphia, Pennsylvania

Cost of living index: 80.19 Rent index: 45.39 Groceries index: 80.37

Albany, New York

Cost of living index: 78.50 Rent index: 31.09 Groceries index: 77.74

Los Angeles, California

Cost of living index: 78.20 Rent index: 69.26 Groceries index: 74.05

Sacramento, California

Cost of living index: 77.76 Rent index: 44.54 Groceries index: 74.60

Chicago, Illinois

Cost of living index: 77.75 Rent index: 51.61 Groceries index: 73.90

San Jose, California

Cost of living index: 76.36 Rent index: 77.15 Groceries index: 71.81

Bellingham, Washington

Cost of living index: 75.70 Rent index: 34.84 Groceries index: 78.11

Charlotte, North Carolina

Cost of living index: 75.63 Rent index: 40.78 Groceries index: 73.04

Minneapolis, Minnesota

Cost of living index: 75.33 Rent index: 46.24 Groceries index: 71.06

Baltimore, Maryland

Cost of living index: 75.24 Rent index: 39.95 Groceries index: 73.03

Rochester, New York

Cost of living index: 75.01 Rent index: 30.40 Groceries index: 80.12

Portland, Oregon

Cost of living index: 74.93 Rent index: 48.76 Groceries index: 72.12

Pittsburgh, Pennsylvania

Cost of living index: 74.79 Rent index: 36.44 Groceries index: 71.15

San Diego, California

Cost of living index: 72.67 Rent index: 60.65 Groceries index: 66.20

Atlanta, Georgia

Cost of living index: 72.26 Rent index: 46.18 Groceries index: 68.38

Buffalo, New York

Cost of living index: 71.07 Rent index: 28.28 Groceries index: 63.90

Cost Index State Cost Rank Grocery Housing Utilities Transportation Misc
86.1Mississippi191.670.189.189.291.4
86.9Arkansas29273.991.883.685.6
87Oklahoma395.471.994.189.593.2
87.1Missouri496.670.699.687.395.7
87.5New Mexico5100.977.787.991.6100.1
88.7Tennessee693.380.293.489.788.5
88.9Michigan789.375.297.397.493
89Kansas891.973.810392.398.9
89.2Georgia996.973.892.497.698.5
89.3Alabama1197.471.5103.388.690.8
89.3Wyoming1098.772.387.399.394.9
90Indiana1293.377.39793.194.3
90.1Iowa1395.979.695.395.597.8
90.8Ohio1598.773.691.896.797.6
90.8Nebraska1495.580.990.894.399.9
90.9Kentucky1689.977.497.692.889.2
91.1West Virginia1792.979.68993.589.1
91.5Texas1888.985.3102.391.496.2
92.3Idaho1992.287.182.9106.797.3
93.9Louisiana2099.986.689.398.598.8
94.5Illinois2194.287.2100.9100.999
94.9North Carolina2296.683.197.993.4110.6
95.9South Carolina23101.985.1107.68894.2
97Arizona2496.991.7107.4109.694.7
97.3Wisconsin25100.791.498.998.1115.2
97.9Florida2610495.4102.296.796.9
98.4Utah2798.593.689.4108.696
98.8North Dakota28108.190.393.6104.3111.7
99.8South Dakota29107109.891.889.8103
100.7Virginia3096.110899.288.197.2
101.6Minnesota31106.788.396.8103.7108.6
101.7Pennsylvania32106.9100.8106109.591.9
105.6Colorado33102.511988.4101.2102.9
106.9Montana34105.1111.683.912598.4
108.1Delaware35113.498.296.5107101.6
108.5Nevada36108.3121.889123.5105.7
109.7New Hampshire37100.4110.3119.5111.4116.1
110.7Washington38107.8117.888.7121.7118.9
114.5Vermont39111.3126.7120.2119.9101.2
117.5Maine40107123.1116.1121.4121.8
119.4Rhode Island41106.2129.4123.5124109.3
125.1New Jersey42109.5163.1101.6111.1101.7
127.7Connecticut43114.2144.7128.1111.8113.7
129.7Maryland44108.5184.5107.3116.789.2
129.9Alaska45134.2133.9154.2130.8150.9
131.6Massachusetts46113.9170.3109.7116117.6
134.2Oregon47110.3181.888136.7113.2
139.1New York48114.8204.4108.7116.6104.8
151.7California49121.4227.3117.7138.9114.5
158.4District of Columbia50115.5267119.7116.697.3
192.9Hawaii51169.3318.6172.7148.6116.8