Universal health care is a term that is used to describe health care that is available to a large portion of the population. Through government initiatives, regulation, and taxation, many countries around the world offer health care to more than 90% of their citizens. Not only does this provide most citizens with health care, but the governments of each country also regulate the health care system to ensure that the care given is sufficient and that taking advantage of this care does not provide a financial hardship to citizens.
In some cases, health care through universal health care programs is free or very low cost to all citizens, regardless of their income. However, this is not always the case.