Speculator

County:: Hamilton County
County Seat:: No
Area (mi²):: 44.609
State:: New York

Speculator is a village located in Hamilton County, New York. Speculator has a 2025 population of 400. Speculator is currently declining at a rate of -0.25% annually and its population has decreased by -0.99% since the most recent census, which recorded a population of 404 in 2020.

The average household income in Speculator is $82,995 with a poverty rate of 16.2%. The median age in Speculator is 60 years: 54.6 years for males, and 64.8 years for females.

Demographics

The racial composition of Speculator includes 96.14% White, and smaller percentages for Asian, Two or more races, Black or African American, Native American, Native Hawaiian or Pacific Islander, other race and multiracial populations.

Population by Race

White

Asian

Two or more races

Black or African American

Native American

Native Hawaiian or Pacific Islander

Other race

Race	Population	Percentage (of total)
White	374	96.14%
Asian	8	2.06%
Two or more races	7	1.8%
Black or African American	0	0%
Native American	0	0%
Native Hawaiian or Pacific Islander	0	0%
Other race	0	0%

Speculator Marital Status

Married

Widowed

Divorced

Separated

Never Married

Economics and Income Statistics

Speculator's average per capita income is $45,313. Household income levels show a median of $63,839. The poverty rate stands at 16.2%.

Families: A family includes the owner or renter of the home along with everyone related to them - whether through birth, marriage, or adoption. This includes relatives like spouses, children, parents, siblings, grandparents, and any other family members.

Households: A household includes all the people who occupy a housing unit (such as a house or apartment) as their usual place of residence.

Non Families: A nonfamily household is either someone living alone or when the owner/renter lives with people they aren't related to, like roommates.

Name	Median	Mean
Married Families	$131,250	-
Families	$117,500	$109,626
Households	$63,839	$82,995
Non Families	$47,292	$46,389

$45,313

Average Income

$63,839

Median Household Income

16.2%

Poverty Rate