Disposable Income by Country 2025
Gross Disposable Income per Capita 2023
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Country | Gross Disposable Income per Capita 2023↓ | |
|---|---|---|
 | United States | $62,722 |
 | Luxembourg | $47,336 |
 | Switzerland | $47,124 |
 | Germany | $42,417 |
 | Australia | $41,194 |
 | Austria | $40,934 |
 | Belgium | $37,365 |
 | Netherlands | $36,368 |
 | United Kingdom | $36,077 |
 | Canada | $35,561 |
 | France | $35,001 |
 | Italy | $34,703 |
 | Finland | $32,943 |
 | Ireland | $32,213 |
 | Sweden | $31,882 |
 | Spain | $31,193 |
 | Denmark | $30,101 |
 | Slovenia | $29,599 |
 | Portugal | $28,581 |
 | Japan | $28,040 |
 | South Korea | $27,304 |
 | Lithuania | $27,245 |
 | Czech Republic | $26,829 |
 | Hungary | $24,845 |
 | Greece | $24,396 |
 | Slovakia | $24,327 |
 | Latvia | $22,344 |
 | Estonia | $22,313 |
 | Mexico | $17,736 |
 | South Africa | $10,058 |
- Data include OECD countries, which are primarily located in Europe and North America. Values for non-OECD countries were not included.
- Disposable income is the amount of money a household has available for spending and saving after income taxes have been deducted.
- Social inequality refers to the unequal distribution of resources, opportunities, and privileges within a society. The higher the score, the bigger the gap.
- Household net wealth is the total value of a household’s assets minus its liabilities.
- Amounts labeled as “USD PPP” are given in United States Dollars at Purchasing Power Parity, a weighted conversion that adjusts for the differences in the prices of consumer goods between countries.
The average amount of disposable income considers the gross income of the average citizen. This figure will be the most significant dollar amount because government taxes at the federal and state level are not included in the figure. The United States has the highest average disposable income compared to other countries. On average, the United States has $54,854 of gross disposable income. The second-highest country with the most average disposable income is Luxembourg at $49,860, followed by Switzerland at $43,035. Rounding out the top five countries with the highest average disposable income amounts are Australia with $42,547 and Germany at $42,433.
Net Income
Another measurement to consider when examining the amount of disposable income by country is the net income. This amount is calculated by determining the remaining net adjusted income after federal and state taxes are removed from the total. Still leading the global economy with disposable income is the United States, with $51,147 of net disposable income. The second-highest country with disposable income is Luxemburg, with $47,433. The third-place country with the most disposable net income is Switzerland, at $39,697. Norway is a surprise fourth-place finisher with $39,144 of net disposable income, while New Zealand rounds out the top five countries with $39,024.
Median Adjusted Income
The medium-adjusted income figure is the last consideration when comparing the countries with the most disposable income. This calculator is determined by factoring in several revenue streams. Not only is the average salary factored into the equation, but additional earnings from investments, funds, capital gains, and other government services and tax incentives are considered. Of course, like the net adjusted income, federal and state taxes are also removed from the amount. The median adjusted income is the most accurate number in many comparisons, painting the true picture of countries with the most disposable income.
Again, the United States is leading the charge for countries with disposable income, averaging a whopping $42,800 of disposable income every year. In second place is Luxemburg, with $42,486, putting it narrowly behind the United States. In third place, Norway has an average of $40,649 of disposable income every year for a single household, after government assistance and taxes are removed from the total figure. Completing our list of the top 5 median adjusted incomes in the world are both Switzerland and Canada, with an average of $38,475 of disposable income per year and $36,656 per year, respectively.
