529 Plans by State 2025

State	529 Plan Name	529 Plan Tax Benefits for In State Contribs
Alabama	CollegeCounts 529 Plan	Yes
Alaska	University of Alaska College Savings Plan	Yes
Arizona	529 Able Plan	Yes
Arkansas	GIFT College Investing Plan	Yes
California	ScholarShare College Savings Plan	No
Colorado	CollegeInvest Direct Portfolio College Savings Plan	Yes
Connecticut	Connecticut Higher Education Trust	Yes
Delaware	DE529 Education Savings Plan	Yes
District of Columbia	DC 529 College Savings Program	Yes
Florida	Florida 529 Savings Plan	No
Georgia	Path2College 529 Plan	Yes
Hawaii	Hawaii's College Savings Program	Yes
Idaho	Ideal College Savings Program	Yes
Illinois	Bright Start College Savings Program	Yes
Indiana	CollegeChoice 529 Direct Savings Plan	Yes
Iowa	College Savings Iowa 529 Plan	Yes
Kansas	Learning Quest 529 Education Savings	Yes
Kentucky	KY Saves 529 Education Savings Plan Trust	Yes
Louisiana	START Savings Program	Yes
Maine	NextGEN College Investing Plan	Yes
Maryland	Maryland529	Yes
Massachusetts	Massachusetts U.Fund College Investing Plan	Yes
Michigan	Michigan Education Savings Program	Yes
Minnesota	Minnesota College Savings Program	Yes
Mississippi	Mississippi Affordable College Savings	Yes
Missouri	MOST - Missouri's 529 Education Plan	Yes
Montana	Achieve Montana	Yes
Nebraska	Nebraska Education Savings Trust - Direct College Savings Plan	Yes
Nevada	Navigate College Savings Plan	No
New Hampshire	UNIQUE College Investing Plan	No
New Jersey	NJ BEST College Savings Plan	Yes
New Mexico	The Education Plan	Yes
New York	New York's 529 College Savings Program	Yes
North Carolina	Carolina Foundation of North Carolina	No
North Dakota	College SAVE	Yes
Ohio	Ohio CollegeAdvantage 529 Savings Plan	Yes
Oklahoma	Oklahoma College Savings Plan	Yes
Oregon	Oregon College Savings Plan	Yes
Pennsylvania	PA 529 and PA ABLE	Yes
Rhode Island	CollegeBound Fund	Yes
South Carolina	Future Scholar 529 College Savings Plan	Yes
South Dakota	College Access 529	No
Tennessee	TN Stars College Savings 529 Program	No
Texas	Texas College Savings Plan	No
Utah	Utah my529 Educational Savings Plan	Yes
Vermont	Vermont Higher Education Investment Plan	Yes
Virginia	Virginia inVEST	Yes
Washington	DreamAhead College Investment Plan	No
West Virginia	SMART529 WV Direct College Savings Plan	Yes
Wisconsin	Edvest College Savings Plan	Yes
Wyoming	No State Plan	No

Paying for college can be a struggle for anyone. With tuition costs on the rise, as well as other associated expenses including books, lab fees, and room and board, students and families across the nation are looking at ways to reduce this financial burden without having to turn to student loans. While grants and scholarships are always a great option, many families start saving for their children’s education through a 529 plan. Each state has its own plan which offers advantages to families who save for their children’s education. While this once just applied to colleges, the Tax Act of 2017 now allows contributions to be used toward primary and secondary school expenses.

Page: College Graduation Rates by State

Parents aren’t the only ones that can take advantage of a 529 plan. Grandparents, aunts, uncles, and others can contribute to a 529 plan to help cover educational expenses. There are two different types of plans to consider: a 529 college savings plan that allows you to invest and withdraw tax-free to cover educational expenses, and prepaid plans that let you lock in current tuition rates for in-state public schools. Many states offer state income tax benefits when a person contributes to a state-sponsored plan. A handful of states even give tax benefits for plans from other states.

The minimum contribution varies by state, with the highest minimum contribution being $250. Other states have no minimum contributions. Those states are Alabama, Florida, Illinois, Missouri, Nebraska, New York, Rhode Island, South Carolina, Utah, and West Virginia. Of all 50 states, Wyoming is the only one that doesn’t have a state plan.