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Florida
$3,950
New York
$3,848
Louisiana
$3,626
Nevada
$3,564
Michigan
$3,375
Colorado
$3,200
Pennsylvania
$2,791
California
$2,692
Rhode Island
$2,683
Delaware
$2,636
Kansas
$2,630
Texas
$2,627
Georgia
$2,610
New Jersey
$2,563
Oklahoma
$2,560
Kentucky
$2,558
Arizona
$2,515
Maryland
$2,496
District of Columbia
$2,437
Missouri
$2,437
Alaska
$2,330
Illinois
$2,316
Montana
$2,228
New Mexico
$2,216
Alabama
$2,207
Arkansas
$2,193
Connecticut
$2,187
Mississippi
$2,061
Minnesota
$2,044
Nebraska
$1,994
Virginia
$1,990
Oregon
$1,956
Utah
$1,942
South Dakota
$1,939
West Virginia
$1,904
South Carolina
$1,886
Tennessee
$1,807
Wisconsin
$1,739
North Carolina
$1,702
Iowa
$1,683
Washington
$1,674
North Dakota
$1,655
Hawaii
$1,652
Massachusetts
$1,646
New Hampshire
$1,646
Indiana
$1,639
Wyoming
$1,581
Ohio
$1,530
Maine
$1,517
Idaho
$1,425
Vermont
$1,359

Car Insurance Rates by State 2024

Car Insurance Rates by State 2024

Car Insurance Rates by State 2024

  • Rates evaluated March 2024.
  • Minimum coverage limits typically have three values, which correspond to three different types of injury/damage. For example, minimum values of 25/50/15 would indicate a requirement of $25,000 for bodily injury per person, $50,000 for total bodily injury per accident, and $15 for property damage per accident.

51 states

State
Avg Annual Premium, Full Coverage
Avg Annual Premium, Min. Coverage
Minimum Liability Coverage Limits (Thousands)
Florida$3,950$1,30810/20/10
New York$3,848$1,66125/50/10
Louisiana$3,626$95315/30/25
Nevada$3,564$1,14225/50/20
Michigan$3,375$1,21050/100/10
Colorado$3,200$65025/50/15
Pennsylvania$2,791$52215/30/5
California$2,692$65315/30/5
Rhode Island$2,683$80025/50/25
Delaware$2,636$99825/50/10
Kansas$2,630$63125/50/25
Texas$2,627$69730/60/25
Georgia$2,610$81325/50/25
New Jersey$2,563$1,03025/50/25
Oklahoma$2,560$51025/50/25
Kentucky$2,558$77125/50/25
Arizona$2,515$79525/50/15
Maryland$2,496$98430/60/15
District of Columbia$2,437$76225/50/10
Missouri$2,437$61025/50/25
Alaska$2,330$49850/100/25
Illinois$2,316$68225/50/20
Montana$2,228$38025/50/20
New Mexico$2,216$52325/50/10
Alabama$2,207$54125/50/25
Arkansas$2,193$45725/50/25
Connecticut$2,187$82625/50/25
Mississippi$2,061$51425/50/25
Minnesota$2,044$65030/60/10
Nebraska$1,994$51625/50/25
Virginia$1,990$67730/60/20
Oregon$1,956$78925/50/20
Utah$1,942$70025/65/15
South Dakota$1,939$33425/50/25
West Virginia$1,904$48825/50/25
South Carolina$1,886$65725/50/25
Tennessee$1,807$45925/50/25
Wisconsin$1,739$42525/50/10
North Carolina$1,702$49130/60/25
Iowa$1,683$31720/40/15
Washington$1,674$56325/50/10
North Dakota$1,655$36225/50/25
Hawaii$1,652$41520/40/10
Massachusetts$1,646$41620/40/5
New Hampshire$1,646$41925/50/25
Indiana$1,639$42425/50/25
Wyoming$1,581$27025/50/20
Ohio$1,530$40425/50/25
Maine$1,517$39850/100/25
Idaho$1,425$34325/50/15
Vermont$1,359$31125/50/10

Sources