SSI Payment Amounts by State 2025

If you want to find the SSI payment amount by state report, there is good and bad news. Don’t worry; this is one of those serendipitous occasions where the good news far outweighs the bad. That is because there is no such state report because maximum base SSI payments are the same for everyone regardless of the state of residence.

Yes, that is part of the good news. Regardless of your state, from the bluegrass of Kentucky to the big cities of New York and Los Angeles, the maximum base SSI payment amount anyone can qualify for is the same for everyone. That is only part of the good news, as there is even better news for everyone receiving SSI.

That good news comes from an SSI payment increase that occurred in 2022. It was a sizable increase and is also noted as one of the largest in recent history at nearly nine percent. The bump in pay is referred to as a cost-of-living increase, and the timing couldn’t be better, with an inflation increase now in full swing.

The federal annual payment to individuals is $10,970.44, which equals a monthly payment of $914. For couples, the annual payment is $16,453.84 or $1,371 monthly. Payments will be reduced to account for countable income.

In addition to these federal amounts, some states supplement SSI payments on the state level. Some of these are administered by Social Security. In California, Delaware, the District of Columbia, Hawaii, Iowa, Michigan, Montana, Nevada, New Jersey, Pennsylvania, Rhode Island, and Vermont, Social Security adds the state supplement to payments.

Other states administer their own supplemental payments. Residents of Alabama, Alaska, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Nebraska, New Hampshire, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming can expect these supplemental payments. The exact amounts of supplemental payments can be determined by contacting the state,

What your SSI check looks like, however, will have more to do with you and what you’ve done than where you currently live. Our retirement is based on our earnings, which makes it very individual. Yes, we all pay into the system, but not everyone pays the same; those who put more into the system help everyone and receive more themselves.

There is plenty of help available for those who want to learn more about how their SSI payments work or what to expect in the future. It is never too early to start planning. People are encouraged to start planning when they are young for the day they will be eligible for SSI.