12 zips
| Zip Code | City | Population ↓ |
|---|---|---|
| 32404 | Panama City | 42,117 |
| 32405 | Panama City | 29,336 |
| 32444 | Lynn Haven | 20,102 |
| 32401 | Panama City | 18,394 |
| 32408 | Panama City | 18,326 |
| 32407 | Panama City Beach | 15,459 |
| 32413 | Panama City Beach | 15,214 |
| 32409 | Panama City | 10,941 |
| 32466 | Youngstown | 5,837 |
| 32438 | Fountain | 4,839 |
| 32410 | Mexico Beach | 499 |
| 32403 | Panama City | 379 |
The data shown reflect ZCTAs from the US Census. As of 2024, there are 12 ZCTAs in Bay County, Florida (US Census).