Bay County, Florida ZIP Codes

Zip Code
City
Population ↓
32404Panama City42,514
32405Panama City29,984
32444Lynn Haven21,459
32401Panama City18,947
32408Panama City18,832
32407Panama City Beach16,404
32413Panama City Beach15,453
32409Panama City11,113
32466Youngstown5,916
32438Fountain4,815
32410Mexico Beach550
32403Panama City447

Overview of ZIP Codes in Bay County

ZCTAs are geographic areas created by the US Census Bureau to approximate the delivery areas of ZIP Codes for statistical analysis. While ZCTAs use the same five-digit codes as ZIP Codes, they represent defined geographic areas that may not exactly match the mail delivery routes of ZIP Codes.
12
ZIP Codes

The data shown reflect ZCTAs from the US Census. As of 2025, there are 12 ZCTAs in Bay County, Florida (US Census).

Sources

  1. US Census: 2025 Gazetteer Files
  2. US Census: ZIP Code Tabulation Areas (ZCTAs)

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